Category Archives: Uncategorized

Real Estate Investing Financing Truths – Part 2

No Money Down and other ‘Creative’ Real Estate
Investment Methods

For many years, investors have seen the traditional
real estate investment methods described in Part 1
of this article as a lot less than desirable!

They began looking at the prices of houses and
finding methods of bringing the price more in line
with making more money in a faster way.

These savvy investors developed ways to get loans
on properties that allowed them to pull money out
whenever they buy a real estate investment (cash
back at closing) and lower their payments to build up
their cash flow (‘creative’ investing).

They even developed methods of determining a
Sellers motivation for selling – and bought the
property at a discount price.

These creative investors also saw that some Sellers
were not able (for whatever reason) to sell the
property at a discount price, however, they still
needed to get rid of the property, as they didnt
know how to manage it as a landlord, or make
money from it – not that it couldnt be done, they
simply lacked the knowledge of how to do it.

The Seller just never learned how to profit from a
real estate investment.

These investors understood how to make money
from such properties, and did.

They bought the property on discount terms, and
made money from the spread by selling it at retail
price and/or terms (certainly one of my favorite
methods of real estate investing).

Buy Every Real Estate Investment via Discount Price
or Discount Terms. Calgary real estate

Several years ago (actually, it really took off in the
1980s), Real Estate Investment Experts began
seeing the potential for making money in bringing
this treasured knowledge to the public in the form of
home-study courses, seminars and Boot Camps.

They found that it wouldn’t create competition for
themselves, as many people, even though they
purchase real estate courses and attend seminars
and Boot Camps, will not actually take the
information and utilize it to make the hundreds and
even thousands of dollars possible for anyone
serious about Real Estate Investing.

These Real Estate Investment Experts (being
dubbed ‘guru’) found that this side of the business
was lucrative often making more income from
teaching about real estate investing than the actual
real estate investments themselves

Used Auto Parts – A Fantastic Option

It’s a fact of life that owning and maintaining a car is a very costly task. In fact, one of the biggest expenses you’ll have to deal with when keeping your car in running order is the high price of new auto parts. Your car will inevitably need replacement parts for the ones that have become old and worn, yet it’s so difficult to get new ones because they’re so expensive. Used auto parts offer a balance between cost and keeping your car in good shape.

Used Auto Parts around You

For value and cost-effectiveness, it’s hard to find something better than used auto parts. If you want to get some for your next repair job, there are some places you could visit first to look for them. Big car maintenance chains and dealers obviously won’t be selling any used parts, so you’ll have to try a couple of new establishments.

Your best bet for used auto parts would be the nearest scrap yard or car salvage yard. Such places take old and unusable cars and then take them apart to see if any individual parts or components are still usable. The parts they’re able to find are cleaned and buffed up a little; they’re old and a little worn, but they still get the job done.

The great thing about those places is that you can oftentimes bargain, especially if you’re acquainted with the proprietor. The seller is also usually very experienced with cars and car parts, so he or she will be able to tell you a lot about the proper handling and installation of a certain part. used auto parts

Used Auto Parts Online

It’s also a good idea to look for used auto parts on the internet. There are big websites and online retailers that have used auto parts as major items in their inventory. Some online sellers, though they might be selling brand new parts, sell slightly used auto parts nonetheless and mark them as ‘refurbished.’

Looking around on auction websites like eBay or other similar trading posts is also a great way to find auto parts for cheap. In fact, some trading websites have entire sections dedicated to the buying and selling of used auto parts.

The great thing about looking for the parts you need online is the wide selection. No matter how exotic and esoteric the part you’re looking for will be, it’s almost certain that someone out there is carrying it. The only caveat would be the additional expense from the shipping and handling. Remember that auto parts are primarily metal and are often heavy, so expect to pay more than the usual rate for a parcel. It’s convenient, though, because you don’t even need to leave the house in order to get the part you need.

Used auto parts are great if you just want to get your car running, and don’t care much for the bells and whistles offered by brand new, branded auto parts. And for many, that’s pretty much all that matters.

 

Card Games Played With a Standard Deck

The great thing about card games is that it’s easy to keep a deck of cards, a pad of paper, and a pen in your pocket and be ready to play wherever you are. While board games are great, they’re a heck of a lot harder to carry around with you, and you’ll often need to teach the rules; with card games, however, there are a few classics that almost everyone knows. การเล่นบาคาร่า

Hearts is a great example; most people know how to play it, and for those who don’t, it’s easy to teach. Hearts is also a good introduction to the world of trick-taking games, leading to more complex games such as Spades (which uses a standard deck) and Tichu (which doesn’t).

Rummy is another old one..more accurately, it’s a number of similar games, where players attempt to make sets. While simpler versions are easily played by even young children, more complex versions like gin rummy are decided mainly by skill, with experienced players generally crushing newer players.

Probably the most popular card games these days, though, are comparing games. While this category includes a number of different card games, the most notable are the gambling games: blackjack and poker. Poker, of course, has a number of variations, from Texas Hold’Em to Omaha to Deuce or Better Triple Draw. In these games, players are competing to have the best “hand” of cards, and generally better on whether their hand will beat those of the other players (poker) or the dealer (blackjack). Ever since the explosion of the World Series of Poker a decade ago, these have become even more a part of everyday life in America.

How to Legitimately Beat the Casino Bonus System

The casino bonus system is probably one of the greatest things invented both to bring new customers in and to cause a number of headaches for the online casino industry. The headaches come in the form of scalpers. Scalpers are people who come in, take out the bonuses and simply leave the casino.

This happened so frequently that the casinos were losing a great deal of revenue through casino bonus system however they were unable to discontinue the system because the sign up bonuses are necessary in order to be able to compete and bring in new clients. As a result of this dilemma they came up with a casino bonus system that involves a number of steps that need to be completed in order to be able to receive the bonuses issued by the casino to all incoming clients. เซ็กซี่บาคาร่า

Of course in retaliation the scalpers have also come up with ways of dealing with the casino bonus system. They sign up for the account and the bonus is usually deposited into the online account with the casino. Depending on the casino part of this may be released for immediate withdrawal, sometimes it requires a minimum deposit or you may have to play a certain number of games in order to qualify to have the bonus released.

There are ways to beat the casino bonus system and there are a number of guides, which supply the information that can provide you with the ways to gaining the maximum return on your bonus quickly. There are a few things to be careful of when picking out a guide. Just as with anything on the internet there are fraudulent guides available as well as ones that can provide you with the information that you are looking for.

The trick is to be able to tell the difference between the two. The first is that you are not going to get rich quick any guide that promises you fast money in large quantities is pulling your leg especially if they do not provide proof that they the casino bonus system guide they are offering actually works. You want a guide that is going to provide you with the information you need to learn how to take the casino bonus system and make it work to your advantage and benefit while still meeting the criteria of the casino. These are legitimate techniques to learning how to beat the system.

 

Inspiring Exceptional Customer Service in Any Economy

Worried about the effects of a depressed economy on this year’s ski season? I have one question for you: WWYDIAWO? (What would you do in a white out?) Seriously. If there’s one group of people that knows how to get themselves out of gnarly situations, it’s skiers and snowboarders. So ask yourself right now, what would you do? Would you just keep skiing or boarding along with nary a care in the world? Or would you pause for a few minutes to take a good hard look around?

Still with me? Let’s say the current economic meltdown is your white out. On clear and sunny days you’re so busy charging ahead, there’s little time to stop, assess the situation and make adjustments or improvements in your business. But right now the bad economy is a swirling cloud that’s obstructing your view. It’s forcing you to stop charging ahead and have a good hard look around. And one of the things you’re seeing, maybe more clearly than ever, is how the people at your resort interact with your customers. You witness, for example, a less-than-brilliant exchange between an employee and a customer. You’re shocked and surprised. You think, “Gosh, I thought that guy (or gal) was better than that.” And you want to do something about it. Right now.

Luckily, exceptional customer service is one of the few things that don’t necessarily require you to spend large amounts of money. The fact is you can greatly improve your resort’s level of customer service in any economy. In doing so, you can develop ardent customer advocates who ensure your revenues keep coming in no matter what the economic weather may be.

Build yourself a substantial base
Just as great runs are built an inch of snow pack at a time, smooth, consistent customer service requires a carefully built foundation. It’s surprising how many resort leaders believe great customer service is something that is merely applied to the surface of an organization. You make a simple pronouncement, “Smiles everyone!” and marvelous customer service magically appears.

The truth is, for customer service to be authentic it must be strategically implanted in the resort’s bones. And that requires planning. Just as you have detailed plans for lift operations, grooming, marketing, accounting and F&B you need a detailed plan for customer service. A plan that describes how stellar customer service will be incorporated into every business area and job function. Whether an individual is in a customer facing position or works behind the scenes serving “internal customers” you should nail down clear and measurable objectives for how that person can and will positively affect the overall service your guests receive.

Every job is a customer service job
Got a plan? Okay, now take a look at your resort’s job descriptions. Do they talk about customers? Sure, most probably contain a one-liner that says something like “provide customers with great service” but how many of those job descriptions actually place customers front and center? Most of the job descriptions I’ve seen in the past 25 years provide detailed explanations of the daily duties that will be required in a job function. But few of them speak directly to the individual’s responsibilities when it comes to impacting the customer experience. This is particularly true of “internal customer” or corporate office job positions.

Have you ever seen a mention of customer service in an accounting job description? Yet who would deny that there are few things more annoying than an incorrect bill, an unexplained charge or a hassle when you attempt to have an error corrected? Your General Manager can be the most charming person in the world but if the bill is wrong and it’s difficult to get fixed, the gig is up. The point is, guest experiences are influenced as much by employees who work behind the scenes as they are by those who deal with customers face to face. Anyone who has ever been told, “We can’t do that” by a service team member can probably trace the reason back to an internal employee with little or no understanding of how his or her actions impact the organization’s ability to deliver exceptional customer service. Bottom line? If you want your organization to care about customers, customer service has to be front and center in every job description and every job. פלטפורמה לשירות לקוחות

The fine art of interviewing
In my experience, resorts that have the most success with customer service do a couple of key things during the hiring process that make all the difference in the world. First, the folks in Human Resources involve the supervisors and managers in serious discussions about the job skills and personality traits required to be successful in each position. Second, those in supervisory roles within the organization are provided with training that instructs them in the best way to interview potential employees.

This type of training can, for example, help a supervisor understand the important difference between a skill and a trait. A skill is something that can be learned and may be essential to the job position. A trait is a dimension of the applicant’s personality that can affect the success of the resort overall. For example, a senior lift mechanic must possess the ability to repair and maintain a lift’s mechanical parts. An unskilled interviewer might stop the questioning once he or she has discerned that an applicant has these skills. But that could be a big mistake. While traits like “caring” “cheerful,” and “good communicator” aren’t necessarily the first things that spring to mind when you think of a great lift mechanic, those traits become very important when that mechanic encounters a resort guest while en route to repair a broken lift. If the mechanic has the right traits, he or she will have the customer’s safety, comfort and enjoyment in mind – whether he’s riding past skiers on his snowmobile or is in the engine room repairing a mechanical issue.

Artisteer – Create You Own Stunning WordPress Themes – And Much More

In the past few years WordPress has grow to be the usual weblog publishing platform due to its ease of use, rich characteristic set, available plugins, and requirements compliance. Of course, the fact that it is unfastened and open supply hasn’t harm either.

While builders have flocked to the use of WordPress as their running a blog platform of desire, it is regularly unnoticed as a content material management platform for non-blog web sites. WordPress lets in you to create pages which might be mechanically are brought to the websites’ navigation bar and can be custom designed by means of a PHP programmer to deal with just about any venture you’d want to perform with a website. Free subject matters and plugins can help lessen programming and design prices immensely, and with a bit work WordPress can be custom designed to automate many of the most laborious search engine optimization duties. The result is a powerful and clean to use seek engine pleasant publishing platform that gets rid of most people of each prematurely and ongoing SEO work. best online wordpress courses

Since WordPress is already very standards compliant, you and your programmer do not need to fear about proper HTML formatting – it really is all sorted for you. There are, but, a few easy steps that should be taken to show your WordPress web site into the ultimate search-optimized web page.

You can down load all of the subject matters and plugins noted beneath from the WordPress site or through doing a quick Google search.

Create Unique Title Tags

Search Engine Optimization company SEOmoz currently polled 37 of the exceptional SEO’s about what factors affect Google’s set of rules. The NUMBER ONE element influencing a excessive ranking become “Keyword Use in Title Tag”. For that purpose on my own you want your Title Tag to consist of the most applicable keywords associated with your post. Unfortunately WordPress defaults to having your website online title as the first aspect in your Title Tag. Ideally you’d have a customizable page title display up first.

For instance, in case your corporation named Cool Designs is located in New York and has a Web Design web page, the Title Tag “New York City Web Design – Cool Designs” is much more likely to rank excessive for NYC-related internet layout queries than a page that has “Cool Designs – Web Design” as the Title Tag. Fortunately WordPress has a SEO Title Tag plugin that lets in you to customize every Title Tag.

Turn on Permalinks

The default WordPress submit or page has a permanent hyperlink that looks like This is what is called a dynamic URL – a URL that uses variables within the URL to decide the page content material. In this example the “p” variable determines what’s shown whilst the web page is loaded. And whilst dynamic URLs are efficient for programming, they are not precisely seek engine or user pleasant.

Years in the past search engines like google and yahoo had hassle indexing dynamic URLs. That’s now not always the case anymore (even though you may as well eliminate all doubt), but static URLs like nonetheless provide numerous advantages. The number one gain is the cleanliness of the URL, which clearly has not anything in any respect to do with seek ratings. A URL with real phrases in it (in preference to numbers and question marks) is a good deal more enticing for human beings to click on when seek effects are lower back, and consequently is plenty simpler for them to don’t forget whilst re-travelling your website. Having relevant keywords out of your publish in your URL can also have a mild impact in boosting your rankings for the ones key phrases.

Simple Guide to Choosing Reliable Online Casinos

There are many methods that people can use to make quick money. Gambling has been known for years to be a reliable option for people who love gambling. However, it is important to understand that the amount of money that one makes is determined by his competence in a game as well as the type of online casinos that he participates in. The latter has a bigger impact and hence the need to choose it meticulously. The consideration of the following aspects could be of great help in choosing a good casino.

Games Variety

The first consideration that one has to make is to counter the variety of games that the casino has. This is the key to making a considerable amount of money in gambling. The best casino to go with is that which offers games that one is good at. This will help gain a better hand in gambling. Additionally, the availability of a wide range of games saves on time when one wishes to try out a new game.

Customer Support

When a problem arises, the player should be able to turn to a reliable individual to help resolve it. This is what calls for the need of a reliable customer support service on online casinos. Mistakes are inevitable and it is up to the player to choose casinos that are more reliable when it comes to that. The best way to counter the nature of support service offered is by looking at the contact details of the target casino and looking at clients’ reviews. The worst thing that one can ever do is to enroll to a casino associated with poor customer support; exploitation is prevalent.  토토사이트

Bonuses

The goal of getting into the casinos online is to make money. This means that one has to choose the most favorable casino that gives a better hand in. To counter this aspect, the players are advised to look at the bonuses provided. To encourage players to play more, most of the online casinos offer free bonuses that helps one make more money with little investment. Additionally, it is important that one takes time to counter the number of bonuses that are required for one to make good money.

Reputation

Reputation of a given casino is the most commonly overlooked aspect when it comes to gambling. Some people tend to overlook the fact that not every promising casino is reliable. To be on the safe side, the players are highly advised to always counter the reputation garnered by a given casino. One has to know what other people think about. With this consideration, one is able to avoid becoming a victim of exploitation in online casinos.

Terms and Conditions

Lastly, it is important that one counters the terms and conditions provided by the given casino. This is the secret to reaping the most from gambling. If the terms and conditions are unfavorable, chances are that one will end up frustrated. To avoid such incidences, the players are highly advised to compare the terms of various casinos and rest with the most favorable one.

 

Overview of Free Casino Play Concept

For most people, the casino is only a place frequented by a few ‘rich people’ seeking to play with their money, and possibly increase it exponentially with the right mix of luck and skills. People without much money have therefore tended to stay away from casinos, out of the feeling that the casinos were simply not meant for them. Indeed, there is a school of thought who for long held and popularized the notion that you could never ‘get anything for free from a casino’ until the concept of free casino play came up.

The way the casino free play concept works is such that the players get the opportunity to start playing in the games that the casino offering such ‘free casino play’ might be having – which could be anything from the popular roulette to blackjack, video poker or slots – absolutely free of charge (without demanding any initial deposit, for instance), and in most cases, with the potential to win real money from their play should their skill and luck combination carry the day for them. 토토사이트

To be sure, most casinos operating under the free play casino concept offer it with limits, so that the free play opportunity is limited to so many dollars, for instance. Upon the end of a member’s casino free play dollars, they are typically required to start depositing money into their account with the casino, for them to continue playing.

Contrary to what many people image when they first hear about the free casino play concept: that the players playing with the free casino money have lower chances of winning that those playing with real money, the true position is that the people playing with the free casino money have as good chances of winning as the people playing with real money. The idea that the people playing under the casino free play system have lower chances of winning probably stems from our ingrained tendency to treat ‘free things’ with suspicion; which in some cases is unwarranted.

Arguing that the people playing under the casino free play system have lower chances of winning their game is the same, in a way of speaking, as arguing that the students learning under a scholarship (which most institutions offer for free) have lower chances of being employed upon finishing their studies: which is obviously a fallacy! Arguing that the people playing under the casino zero deposit system have lower chances of winning than people playing with real money they have deposited in the system is also like saying that the ‘free samples’ offered by various companies are faulty products, which is obviously a fallacy, since it is in every company’s best interests to ‘put its best foot forward’ when trying to attract new ‘customers’ through such free samples

Sports Betting Payouts Discussed

The internet is a wonderful source of information – both good and bad. It’s also a playground of profitable possibilities for would-be and seasoned shysters and scam artists. Apart from pornography, one of the most prevalent types of content one can find on the web is in the moneymaking category. And I guess, like sex, money has universal appeal!

The starting point in getting to grips with this reality is to realise greed plays a big part in human nature. Sorry to be so blunt, but it seems we’re wired for it. You see this played out over and over – whether it’s men and women battling each other to grab the best garments in a crazy sale, or crazy people queuing up to get financially fleeced in some hair-brained pyramid money game. The motivation is the same. Something for nothing – or almost nothing. And that desire is fueled by greed.

If you can accept you may have a built-in propensity to seek the easy route, to get your hands on easy money – and factor that into your decision making – then you will be in a much better position to more rationally appraise various moneymaking opportunities.

There are two main generic scams continually circulating on the internet. One is the “advance fee” scam, and the other is the “Ponzi” or pyramid scheme. The first is epitomised by the “Nigerian Letter” fraud – which is essentially a promise of big bucks in exchange for processing fees to retrieve the money. This often involves receiving an email announcing you have either inherited or won a lot of money, and that you need to open an offshore bank account to retrieve it. The strategy is to suck you into the scenario to such an extent that you become emotionally wedded to it. Then, when you are asked to put up a fee to make things happen, you are already hooked and part with your cash without a whimper. The promoters then disappear with your cash, never to be seen again.

The ponzi scam is named after Charles Ponzi who came up with the novel idea of enticing investors with the promise of very large returns – and paid them out of new investors’ money. In the end, of course, the last investors lost their money, and the whole thing was exposed as a complete fraud. Some ponzi schemes are very crude – like the original chain letter. You’d think we would have risen above that one – but it keeps on resurfacing. However, most are now more sophisticated, often disguising themselves as an “investment” with unusually high returns.

Over the last few years such ponzis have sharpened their act, and now present themselves with smart, professional looking websites – plausible wording and an enticing sales pitch. The primary hook, apart from the promised returns, is the referral fee – if you recommend others. In this way, the modern ponzi can harness the viral marketing power of the internet in ways impossible in the snail mail age.

Now I have nothing against people playing money games as such (it’s their money), provided they know the rules of the game, and understand the risks. You see, I’m very much of the opinion that people should be allowed to do what they like with their own money. However, when you remove regulatory oversight, you have to take responsibility for your own decisions, and realise what you are getting into. 슈어맨

If you know the risks, then it’s like gambling – where it is clearly understood that there are winners and losers. However, it does appear that some people can’t tell the difference between gambling (in all its forms), a ponzi, and an investment. And this fact is often used by the authorities as an excuse to enact laws to protect people from themselves.

For example, it’s imperative to distinguish between ponzi schemes and gambling. And it shouldn’t be hard. Gambling involves taking a stake in a money game where there are clear rules and directives as to who becomes the winner. Luck is the usual arbiter in gambling – and this is managed in various ways. It could be Lotto, where numbers are drawn from a barrel; it could be a lottery where one person has the lucky ticket number; or it could be horse racing or sports, where you place a bet on the outcome of the race – where “form” and luck both play a part. The point is, in gambling you know there will be winners and losers, and you know the means by which this will be determined. You have full disclosure

Not so with a pyramid or ponzi. If a ponzi is disguised as an investment, then it is likely to offer high returns (to appeal to greed), and use referral fees to get people to spread the word. Now, the explicit message is that everyone who joins up will make say 10%, 20% or even 100% per month on their money. However, the truth is only the early birds will catch the worm and walk away with the loot. Why? Because the funds to pay out the promised returns come from the new players, and eventually they run out.

The pertinent question is, do these new players fully understand they are funding earlier “investors”, and do they realise they could lose their shirt? Probably not. If a moneymaking scheme states that it is a “game”, makes no guarantees, and openly declares that your money is paying those before you, then you know the rules before entering and cannot cry over spilt milk if you lose your money. On the other hand, if money is taken using terminology that indicates a legitimate investment is being offered – which later turns out to be a ponzi – then clearly the participants have been defrauded because they were not told the true facts.

 

Gambling Industry Expanding And Players Who Use Gambling Strategies

It was only a matter of time before online casinos started giving live casinos a run for their money. We are not there yet but I would bet we are getting very close. Online casinos have increased the types of games they provide to match what live casinos can offer. From poker to sports betting, every gambling activity seems to be online.

Most proponents of online gambling claim that online gambling is just as safe, if not safer, as gambling in known casinos in Las Vegas and Atlantic City. Just like the live casinos, online casinos are required to have their licenses and permits before engaging into online gambling. 사설토토

Online casinos are regulated and audited by professional firms. All online casinos use the secure e-cash facilities, in cooperation with the credit card companies, so that the customers are being protected from unauthorized use of credit cards or from cases of identity theft, which is the main concern of the public.

Many people believe that online gambling offers more entertainment for their dollar. Most online casinos offer huge cash bonuses to entice people to sign up and play. These bonuses are usually in the range of $100 to $300 for a $50 deposit. I have never seen a live casino offer that to a customer and I do not think I ever will.

I think a concern out there is the convenience of online gambling and how easy it is to sit at your computer and gamble for hours. 10 years ago people who wanted to gamble had to hop a flight to either Vegas or Atlantic City, now they do not even have to leave their homes.

One downside with gambling online is if you do win the payouts can take a few days. I believe this takes the thrill away of seeing you winnings paid out directly into your hand.
Another downside has to be the potential for fraud. Most payments are made by credit card and no matter how secure the server is fraud still happens out there.

These two concerns obviously have not scared the people away. There are record numbers every year spent on gambling online and it has increased every single year since 1995. In a thriving business, such as online casinos, if there are concerns out there they will be dealt with quickly just to make sure the people and their credit cards keep coming back