Multi-Million Pound Canal Restoration to Boost Tourism

In a tough economy, few businesses have the assurance that they will stay afloat. One industry, though, might be recession proof: the wedding industry.

Couples spend more than $20,000 for a wedding on average, and most spend 50% more than their intended budget. Before brides start crunching the numbers for flowers, cakes, dresses, bows and candlesticks, they first have to decide on the venue. Although most brides look to local churches and reception halls, an estimated 272,000 weddings a year are destination weddings. If the bride chooses to go this route, narrowing down where she wants to get married can be a simple as a quick Google search. How does your CVB or tourism bureau promote itself to grab her attention? What to do at sentosa singapore 

Your Web site should have strong travel writing and tourism marketing strategies to use for a bride’s growing to-do list. A menu of different venues your destination has to offer including pictures, capacity numbers and proximity to lodging and airports will be her guide as she makes her decision.

Not only can she bring the business of wedding planning to your front door, but her 150+ guests will enjoy the sights and sounds of a new area. Provide walking and driving maps, as well as restaurant and nightlife guides for the attendees to make sure your local businesses get lots of attention.

Weddings put a lot of stress on brides. Market your destination as a one-stop shop for all of their wedding needs, so you can not only make life easier on the bridal party, but be a place they’d love to come back to visit.

 

Make Your Way to Casino Bonuses

Gambling has been a great source of recreation for years. From ancient horse, camel and elephant races to the first card games, dice, and board games, there is always been a way to take a fun risk. Then, bingo, the lottery, poker, roulette wheels and other types of gambling got more popular. These days, many people who want to try their luck are moving to gaming in online casinos.

Online casino betting is popular with everyone, and its a lot easier than making it to Vegas, a riverboat, or casinos that are out of the way. Just log in to your favorite online casino and start playing at the table or room that you like best. You might get lucky or you might not, but you’re sure to have a good time along the way.

To bet in an online casino, all you really need is a credit card and to download the software. Once you are registered, you can start gaming, and there is no reason to take a road trip. Slots, cards, and plenty of other games are accessible twenty four hours a day from the comfort of your desk chair.

A high speed Internet connection is required for most casinos online, because the action moves too fast for dial up. However, this is getting a lot easier to find, and online casinos remain really popular. สมัครsbobet

There are a few things you should stick to if you want to make sure that online casino betting stays fun. One is never to borrow money or go over your budget. While casinos themselves and your credit card may offer loans for betting, they can be a real problem.

Set a budget for your gaming, and if you lose the amount you have budgeted, take a break. Casino gaming should be fun, not a headache. Treat any winnings as a lucky bonus, not income. That will help you remember that it’s just a game and all for fun, instead of relying on that next big win.

You should also make sure that you only deal with online casinos you trust. Look at reviews online to find out which casinos are known for being honest and reliable, then choose the one you like best.

Be wary of promises of big money – casinos only stay in business because someone loses. While its fun to take a risk and see if you get lucky, you should not treat gaming as a sure thing. If you go into it with the right attitude, however online casino betting is a great way to pass the time.

 

Wage an All-Out War Against Your Enemies! The Appeal of Casino War As a Card Game

These days, almost every popular card game, board game or even sports games have an online counterpart. One perfect example is the range of casino card games. Rather than having to dress up to gamble in a plush, brick-and-mortar casino, you can instead go online and play in a similar casino environment right at the comfort of your own home.

Another benefit of playing casino games online is that you can actually bet real money – as long as you choose a secure site which will take care of your personal information. Here, we will take a look at the basic rules on how to play a popular game called Casino War.

How to Play Casino War

Basically, Casino War is a casino card game which is based on War – a popular card game played by children. First, here’s a quick look at the rules of the War card game. There are two players here and the deck is divided evenly among them. With a face-down stack, the two players will reveal the top card on his or her stack at the same time. This is called the ‘battle’ mode and the player who has the higher card takes both cards and moves them to the bottom of the stack. The player who has collected all cards wins. The card ranking in War is similar to poker, but the ace cards have a high value.

Now, how can you go about playing the game Casino War? The value of the cards would again follow that of poker. With Casino War, every player has a card dealt along with the dealer. Then, bets on the value cards will be placed and dealt. If you are a player and the card that you are dealt with is lower than the card that the dealer has, you lose the bet. On the other hand, if you have a higher card as compared to the dealer, you will start earning winnings. sbobetฝาก

But what if the dealer and the player happens to draw cards which are of equal value? This happens frequently because it is an entire deck of 52 cards used. The real Casino War game starts when either the player or the dealer goes to war or is forced to surrender.

When you and the dealer have equal value cards, you can either double your bet and deal afresh – or surrender and give the dealer half of your bet. The good thing about playing Casino War is that almost anybody can play it. Seeing as how the War card game that Casino War is based on is played by children, it is no wonder why the latter has become a favorite of players who do not want to remember any complicated betting rules.

Jobs That Travel – How to Land a Travel Job Fast!

With millions of people in need of accessible travel options, and with our Baby Boomers (almost 25% of our population) starting to reach retirement age as well, accessible travel is a concern for the tens of thousands of senior adults that are now seeking new experiences in all corners of the globe. As used here, “accessible travel” means travel that takes into consideration both the physical and cost hurdles that often face those with physical or mental impairment. A good travel agent Scentopia singapore  for disabilities is an invaluable ally when making accessible travel choices, they can take all the guess work out of making the reservations and know the questions to ask to make your reservation seamless.

The ever growing population of golden year travelers that are wanting to travel we need to get information out to them so they will feel comfortable about traveling, even if they have seen or unseen challenges. They need to know that there is accessible travel and laws that afford them the ability to travel and see this gorgeous land we live in.

Flying: There are to many tips and things to cover for this article, but flying is definitely a popular way to travel for the challenged. Just some basic things to remember; arrive early and be clear with the airport personnel what your needs are; be sure you call the airport prior to flight day and have it setup that you will be traveling with special needs and to state clearly what they are, when reconfirming your flight, ask the airline for “maximum assistance” at all airport terminals, when booking your flights make sure they are non-stop both ways.

Air travelers who experience disability-related air travel service problems may call the hotline at 1-800-778-4838 (voice) or 1-800-455-9880 (TTY) to obtain assistance.

Cruises: This is an excellent way for special need people to travel, they now have handicap accessible staterooms, roll in showers, poolside lifts, and there are even dialysis care cruises, you just need to set it all up and find the right cruise for your particular situation, again a travel agent that specializes in disabilities is your way to go.

Amtrak: They are all setup for accessible traveling, and who doesn’t want to ride the train, what fun. Just make sure that all your stops of interest and destinations are also accessible friendly. When making your reservations ask for the accessibility cabin, the accessibility bedroom is a dream. Compared with other sleeper cabins, this room is huge, sports a fully accessible bathroom, so be sure and reserve it in advance so there isn’t any surprises when you board, and make sure it is stated on your reservations.

 

Different Options In Display Stands

Display stands are an excellent display method that can help your products to stand out from your competitors. When creating a window or interior display it is important to plan exactly what you need and stick to a budget, It is very easy to get carried away!

There are many different options available on the display market with different costs involved. Here are a few favorites:

Acrylic Display Stands

These types of display stands are readily available from most display companies and are relatively inexpensive. There are many different shapes, sizes and colours available. Their main use is to display a product in a safe and easy to use way. Often the product is lifted or supported by the display to allow customers to view it. Acrylic is used instead of glass as it is more cost effective, safer (because it won’t smash), easier to transport and weighs a lot less. A4 Display Stands

If you’re looking to display a product such as a book, tablet or phone it would be wise to choose a display stand that holds the product upright so that it can be easily viewed and if appropriate, handled. Why not take it one step further and display your product on a display plinth. These are also normally made from acrylic and are readily available in a huge range of colours and sizes. The display plinth will elevate your products in a podium like display, showing it off in all it’s glory. If you have a product range, why not use three or more display plinths at different heights to create an interesting and visually exciting display?

Jewelry display stands or items of particular value should have a safety feature to help deter thieves and over eager fingers. Clear acrylic cubes can make an excellent display stand as they are available in a lockable option and being clear, are simple enough to not distract from the item on display. It is also possible to add lights and suspend the cubes using floor to ceiling cables to make them look even more spectacular. Inside the cube why not use acrylic fingers to display rings or mannequin heads to display necklaces and/or tiaras.

To keep your acrylic display stands in tip top condition do not use abrasive polish as this will discolour and crack the acrylic. Instead use a soft damp cloth and gently rub the acrylic clean, if required use a small amount of washing up liquid, this will help remove finger prints without causing any harm to the acrylic

Down Payments On Business Loans And Where You Can Get Yours

All small business lenders – banks, private lenders, alternative financing companies, SBA, etc. – have one major thing in common. They require some form of down payment.

Let’s say that you are requesting an unsecured business loan from your bank. And, you are asking for $80,000 that you want to use to purchase some inventory and supplies as well as to bolster your marketing efforts.

And, your bank approves that request. However, they only approve 80% of your requested amount or $64,000. What?

Or, your business is in need of a new routing machine to handle your ever increasing customer load. The equipment costs $50,000. Your lender approves your request but will only fund $40,000 or 80% of what you need. Huh?

Or, your business has $100,000 in outstanding invoices just waiting to get paid by your customers. Yet, you have new orders coming in everyday that you just do not have the cash on hand to start or complete. Therefore, you approach an asset based lender or accounts receivable factor and ask for an advance on those invoices that will pay within the next 30 days. However, the lender will only fund 80% or $80,000 against those invoices – even though they take control of 100% of their face amount. Really?

Down Payments

Why do lenders require down payments? It all started with banks centuries ago. They determined, through trial and error – mostly error – that if a borrower were to put at least 20% down – have 20% of their own money attached to the loan – then they are 80% less likely to just walk away from that loan should the going get tough.

Thus, they determined that 20% in a down payment was both enough to better ensure that their borrowers will repay those loans – the one thing they want the most – and that 20% was enough of an amount (high and low) that only serious borrowers would and could be able to raise that amount.

In fact, when the government got involved in the banking and lending industries, this down payment figure of 20% was one of the first things that they agreed on as a standard practice and now hold these lenders to that standard. visit website to get details

Bottom line is that having a down payment in nearly all lending – mortgage loans as well as business loans – is now the standard and is already calculated in their underwriting process. Thus, you request a business loan for $100,000 – the lender already marks it down by 20%.

Now, leave it to the SBA to throw a wrench into this discussion. The SBA has a business loan program – their 504 loan program – which helps local small businesses finance commercial real estate or business equipment in their local areas. These loans are secured – 100% – by the real estate or equipment. Thus, with this specific loan program – this secured loan program – the SBA lowered its down payment requirement to 10%. Still a down payment but less of a burden on the borrower.

 

A Guide to Kitchen Cabinet Replacement

It is possible to boost the value of a home, but sometimes renovations can become a value killer. Homes that are consistent in style and finishes are typically worth more than those showcasing different influences. Residential appraisers often say a real value killer is a remodel that does not get finished.

The appeal of the house has to be consistent. It is possible to boost the value of an older home by keeping up the appearances. Appraisers have a system that takes in both age and maintenance, for example, C1 indicates the property is new. C2 means any age if recently renovated, C3 well maintained, C4 adequately maintained with minimal repairs, C5 livable but needs help and C6 severe defects.

If you have white appliances in your kitchen, it is not good for your home’s value to invest in a stainless dishwasher. It is highly recommendable that if you do renovate, do not get modern counters while you still have old appliances. It is best to do enough so the appraiser can categorize the changes as a new kitchen or an updated kitchen.

Neighbors do not have to be human to hurt your home’s value. A power plant, school or cemetery can reduce a property’s price. If you let the yard-art get out of hand or have too much Elvis going on, you have a value killer. cabinet refacing Arizona

Homeowners often have to choose between an improvement that they would really love to have and one that would prove to be a better investment. If your home is on the market, or you would like to refinance, you can take steps to ensure that you receive credit for the improvements you are planning.

Advertisements of homes for sale often emphasize kitchen features such as Stainless Steel appliances, granite countertops and Travertine tile. This is a good guideline of current popular kitchen features and trends. Real estate agents advertise the features that they know are in demand. This is also a great guideline if you are planning on upgrading your kitchen.

The kitchen features that are currently in high demand include:

• Cabinetry: Maple is the most popular currently. It used to be Cherry cabinetry, but was overtaken by Maple this year.

• Popular colors for kitchens are gray and beige.

• Contemporary design style is not so popular anymore. Shaker style is now the new trend.

• Granite and quartz counter tops are still the most popular kitchen feature and remain the number-one choice.

• LED energy-efficient lighting is the most popular.

Top designers often recommend refacing cabinets instead of replacing it is in. This is cheaper and you can only change the cabinet doors, while the original cabinet structure remains the same. Hardwood floors are popular. The cheaper options for hardwood floors are engineered wood flooring made from plywood base with a real hardwood veneer.

Lights are essential kitchen features and are recommended for any well-designed kitchen. Lights can be installed in strategic places to create a soft mood.

Another hot trend for 2014 is commercial-style stoves and other useful built-in appliances. Stainless steel appliances continue to be the most popular in kitchens. Stainless steel appliances are in high demand and can add value and desirability to your home, but the upgrades should be consistent throughout the kitchen. Stainless steel appliances may do little to increase the value if the vinyl flooring dates back to 1960. A kitchen island is almost essential and the winner for most home buyers.

 

Tips on Selecting a Local Builder

Builders Insurance is designed to cover self-employed builders, small building firms and building tradespeople against all potential liabilities they and their staff might face in the daily course of building works.

A typical package will always contain public liability insurance to guard against all claims for loss or injury made against the builder by clients and members of the public.

Additional optional covers include Employers liability, which is a legal requirement if the builder employs full- time staff and bona-fide sub-contractors, tools insurance which covers all the builders tools on or off site and Goods in transit cover which covers damage to goods and materials in transit to and from a building site.

Most policies will include Products liability as standard cover. This covers the builder against any defective materials he may have supplied.

All builders will require public liability insurance because of the numerous amount of accidents and losses that can occur at a builders workplace.

At ground level all sorts of risks present themselves for which the builder could be held liable.

Electric cables, tools, power tools, toolboxes, building materials such as limestone cement, paint and other chemicals, moving machinery, pollution risks and damage to neighbouring property, are all real risks of building activity, from which all too frequently accidents occur injuring other workers on site, clients or members of the public.

All builders insurance polices ask about the types of building work you do and especially about whether you work at height.

Scaffolding, timber, bricks, walls, roof tiles or even paint pots falling from height can seriously injure or even kill members of the public or other site workers.

A typical builders insurance policy or liability package classes the type of risk into different height defined types each with their own policy clauses and restrictions. A further division is made by the type of property that the builder usually works on, either private houses or commercial buildings.

Builders who work on single storey extensions and do groundwork and interior alterations to private houses and buildings, are considered the lowest form of risk by the underwriters. The cheapest policy available on the market would be for a sole-trader builder or handyman who does this type of work and only requires Public liability of one million to cover on-site risks to clients and the public. micropile

A second class of builders insurance is for small building firms or sole traders with or without sub-contractors, who work on private houses and new builds. The height restrictions for this type of cover are usually set at two storeys or ten metres to allow for taller townhouses. This is the most popular form of small builder insurance and covers the majority of firms and sub-contractors working on new housing estates and private self builds.

The commercial builder class covers small to medium-sized building firms who work predominantly on commercial property such as offices, shops, pubs, hotels, government buildings and projects and also large blocks of flats and private condominiums.

Public liability insurance for these companies is usually set at ten million for any one event, as required by the contract conditions for this type of work. An expensive extension to this cover but often necessary one, is that of working in hazardous environments, such as in industrial plant or at extreme heights.

If a builder uses heat in the course of his work, for example using a blow torch on metal pipe work, this presents a much greater risk to the building from fire and quotes and premiums offered will consequently be much higher. Insurers may well also demand higher levels of liability limits to cover heat work.

Aside from any statutory regulations and contract commitments, if a builder employs any labourers, ground workers, bricklayers, carpenters, roofers, glaziers, plumbers or painters and decorators, even on a temporary or part-time basis, they would be foolish not to have employers liability insurance cover.

Unfortunately accidents to workers are all to common on building sites, second only to farms in terms of risk. Workers can be seriously maimed or injured and will undoubtably turn to their employer as responsible.

 

Understanding Odds in Betting

What exactly are Odds in Betting?

Odds in Betting are primarily a mathematical expectancy along with an approximation concerning specified results of a competitive sports event. As an example of this, the odds in betting connected to Joe Schmoe winning the French Open are 3 to 1. Hence if your casino sportsbook reports odds of 3-1 for Joe Schmoe to triumph in the French Open every wagerer could bet $10 on Schmoe and may look forward to a profit of $30 (along with his first $10) in the event that he ultimately does win the Open. Vegas sport betting gambling houses publish odds for many key games and sporting activities in the USA and a lot of overseas ones likewise. Odds in betting might take a range of forms such as:

 

  • Who’s going to win the game
  • Can they win the game by this much (a betting sport spread line)
  • Who is most likely to win the particular division
  • Who is going to win the race
  • as well as who’s going to win the tournament situation.

 

You can actually uncover a lot of unique techniques for you to wager these odds.

Why are Sport Gambling Probabilities Created?

Odds in betting are designed to speed up wagering. If you aren’t seeing any odds or betting lines, gambling establishments can offer no way to acquire bets, and gambling houses gain their money simply by accepting wagers.

Throughout the arena connected with sports betting, odds developing is simply the technique of developing sport betting odds (or lines) for a number of competitive sports. The key phrases “lines” and “odds” are usually more or less harmonious, although with the typical usage of the day, a “line” generally pertains to the point spread of any football or basketball game or a moneyline in a baseball or hockey game. Considering the fact that the odds in football and basketball are typically 11-10 (bet $11 to return $10), people laying bets will ask for the actual “line” for the Rams’ game or perhaps the “line” to the Bulls game. In both scenarios, what they actually mean is the point spread (the Rams are -4 ½, and Bulls are -9). Avid gamers hardly ever request the “odds” for a football or basketball game. Considering the fact that hockey and baseball are bet on differently than football and basketball, the “line” and the “odds” are precisely the same thing for these kinds of sporting activities. 메이저사이트

How are sport betting odds formed?

Odds relating to Vegas sportsbooks are generally created by sports “specialists” who use their particular expertise, know-how, in addition to inside information as well as a wide variety of other variables, mainly statistical, in order to determine the possible outcome of almost any specific sports matchup. A great deal of the operation is definitely well-informed guess work. Nevertheless, the objective of oddsmaking for the wagering house oddsmakers just isn’t to calculate the outcome associated with a game, but is always to furnish the players with a betting line that will actually split people in 2 with half the gamblers betting one side and half on the other side. This is why “juice” or vigorish comes into play. The “juice” is the 10% that participants must pay out every time they bet football or basketball at 11 to win 10. Once the oddsmakers create the odds (or lines) pertaining to contests, the gamblers and handicappers subsequently determine which team to gamble and place their wagers. To finish, oddsmaking basically involves rendering the odds, not necessarily betting on them.

How could odds with regard to sporting activities change?

Sportsbooks adjust lines to reflect betting movements in order to stabilize the wagering so that the bookmaker won’t lose big sums of cash on a particular game or sporting event. In cases where a substantial amount of money is bet on Joe Schmoe to win the French Open at 3-1, the sportsbook can move the odds on Schmoe down to 2-1. The example below is an additional illustration: in the event the Rams are experiencing a bundle of funds at -4 ½, the people at the bookmaker may perhaps move St Louis up to -5 to attempt to trigger people into betting the line on the opposite team.

 

Reduce Roofers’ Workers’ Compensation With a PEO Company

Among the industries that can benefit from a PEO company, roofers are near the top of the list. Professional, legitimately run roofing businesses are at a serious disadvantage against their competition that employs under the table, cash only paid roofers. A PEO company can level the playing field.

When bidding jobs, a legitimate Roofers in Dublin must consider much more then just the cost of supplies and hourly wages. They must also consider their payroll taxes and workers’ compensation costs. For many roofers, the costs associated with workers’ compensation may be the biggest factor in determining the competitiveness of their bids.

Before PEO services, small and new roofing companies had little choice in workers’ compensation insurance because few of the traditional insurance companies would work with roofers. The insurance companies that would offer work comp insurance for roofers only worked with large, established companies that had the best safety records. If the traditional insurance company would not write a policy for your company, your only option was to go with a state workers’ compensation program. Either way, whether with a traditional insurance company or going through the state work comp program, roofers workers’ comp premiums were almost completely unaffordable.

Professional Employer Organizations work with roofers to scale down their work comp insurance. When roofers use a PEO company, they can see dramatic savings- which bring down the employee-related costs of the work performed. A roofer can see workers’ compensation savings of 15 – 40% when using a PEO company. Unlike with traditional insurance or a state work comp program that require thousands of dollars to get started plus the monthly premiums, a PEO company will also allow roofers to only pay a few hundred dollars to get started or $0 down, pay-as-you-go terms.

PEO services can provide much more for a roofing business then just large workers’ compensation savings. They can take on the responsibilities of managing payroll- saving time for the roofing business by providing employee checks and depositing payroll tax deposits. Roofers can focus on bidding jobs instead of the many payroll concerns such as possible audits, end of year responsibilities such as W-2s, or preparing government payroll reports ever again.

When the costs and time invested on the payroll move more in favor of the legitimate roofing business, they can bid competitively, win more jobs, and see significant increases in their profits.